Glad you asked! AfterPay is a form of payment that we take on our site. For orders over $35 you are eligible to choose AfterPay as your form of payment. AfterPay will split your total payments into 4 installments directly taken out from your debit or credit card on file. Once you completed your order, you will receive an email directly from AfterPay with your scheduled payments. If you decide to return your item, your refund will be processed by AfterPay once we have received and process your return from our end, in the meantime, installment payments will be continually drafted until we received and processed your returned item. At this time, AfterPay is not offered for international orders.